In accordance with the Federal No Surprises Billing Act, Swift County-Benson Health Services has implemented Good Faith Estimates. A Good Faith Estimate provides a cost estimate for services delivered to self pay or uninsured patients. These estimates are designed to support health care decisions and protect patients from unexpected, out-of-network medical bills.

Patients who may receive Good Faith Estimates include those enrolled in no-network plans (reference-based pricing plans, health sharing ministries, non-covered services) or enrolled in short-term, limited-duration plans (work-comp, auto, third-party liability).

Estimates include all appropriate discounts including Uninsured Discounts and Financial Assistance if applicable. Estimates may be provided to insured patients as well but Swift County-Benson Health Service’s main focus is to inform self pay patients. Estimates are not required for emergency services.

A Good Faith Estimate is required if an appointment is scheduled three or more business days in advance. The estimate will be provided within 1-3 business days of the appointment date depending on when the appointment is scheduled. A patient can also request an estimate without scheduling an appointment, in which case the estimate will be provided within 3 business days.

Understand what’s included in your annual physical visit

During an annual physical exam, your health care provider may need to help you with a health concern that is not usually part of a physical exam appointment. It may be a concern that is usually addressed with a separate visit or one that was newly found during your physical exam.

Common reasons for added charges:

  • Additional testing (ex. labs for new or chronic conditions)
  • Counseling or education on a new illness
  • Medication renewal or adjustments for chronic conditions
    like diabetes, depression, hypertension, and others
  • Wart or skin lesion removal

Learn more about Billing here.

Insurance

Before your exam, it’s important to check with your insurance to see what is included in an annual physical.

Typically, a physical exam includes a review of applicable health screenings, assessing weight/BMI, skin checks, contraception needs, and STD testing, etc.

Questions about your bill?
Call 320-843-4232 and ask for the business office.